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Personal Loans

Fast, flexible personal loans for Kiwis — apply online or visit a branch near you.

The friendly face of finance

We've been helping Kiwis for over 30 years. Find out why thousands of Kiwis have trusted MoneyShop for personal loans! We are one of the highest rated finance companies in New Zealand on TrustPilot.

Our clients love us!

Rated 4.9★ with 1,000+ reviews

Choose the right loan for you

Everything from cash loans to debt consolidation loans

Emergency loans icon

Emergency Loans

From hospital charges to visiting loved ones overseas at short notice, our loans are here to ease the stress.
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Wedding loans icon

Wedding Loans

Get that fairytale wedding you've dreamed of, and enjoy your big day to the fullest. Apply for a quick and easy loan with us today!
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Beneficiary loans icon

Beneficiary Loans

Beneficiary loans to help Kiwis on benefits access finance when they meet lending criteria.
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Unsecured loans icon

Unsecured Loans

We understand that little things can spring up from out of nowhere. Need cash fast? We can help.
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Car loans icon

Car Loans

Need a new car, or want to upgrade your old one? Get the green light from the team here at MoneyShop.
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Holiday loans icon

Holiday Loans

Needing a break, or want to visit relatives? MoneyShop will have you packed, ready-to-go and off in no time!
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Debt consolidation loans

Debt Consolidation Loans

We can help you take control. Consolidate all your debt into one easy-to-manage loan with one fixed rate.
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Ready when you are

Start your MoneyShop application

Apply online in a few minutes. Our team will review your details — lending criteria apply.

Prefer to talk? Call 0800 66 66 39.