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Money tips, loan guides, and news from the friendly face of finance.

Can I have 2 personal loans in NZ? Understand your options
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Can I Have 2 Loans at the Same Time? What NZ Lenders Check

You already have a car loan, but now the roof is leaking and you need a personal loan for the repair. It’s a common situation that leaves many asking: can I have 2 loans at the same time? The short answer is yes, but the logic lenders use might surprise you. They focus less on…

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February 27, 2026

Latest articles

May 1, 2023

Five mistakes to avoid when applying for a loan

A personal loan can be a valuable tool for managing your finances and getting support when you need it. However, if you are considering applying for a loan in New Zealand, and are worried about the mistakes or risks you may be taking, don't be! In this blog, MoneyShop will look at the five most…
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May 1, 2023

Top four reasons why Kiwis use personal loans

In New Zealand, fast online personal loans are a popular financial tool for Kiwis to access the funds they need, when they need them. Personal loans can help you quickly sort out sudden expenses, no matter the circumstance. This MoneyShop blog will take a look at the top four reasons why you may need to…
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May 1, 2023

Refinancing a Car Loan: What Does it Mean?

Getting a new set of wheels can be exciting! However, when you encounter problems with your finances, have a sudden drop in income, need to pay off a car repair loan, or have found better interest rates, you could consider refinancing your car loan. This MoneyShop blog post will discuss what it means to refinance…
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May 1, 2023

What Can A Personal Loan Be Used For?

Personal cash loans are borrowed from banks, credit unions, or online lenders, and can be used for multiple reasons. For example, if you are short on finances., you could use a personal loan to pay off emergency medical expenses, weddings, travel, etc. You could also use one for more extensive, longer-term investments. Easy personal loans…
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April 3, 2023

Teenagers and money: How to prepare your teens for the real world of loans, taxes, and debt

Educating your children about money is essential in preparing them for adulthood. This means you need to help them learn how to perform basic financial tasks, like tracking their spending. For many people, personal finance is a taboo subject, even between a parent and their children. This is one of the main reasons many people…
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March 8, 2023

Busting Three Big Private Lender Myths

Private money lenders have consistently received bad reputations. Here, our MoneyShop private lender experts discuss the common issues associated with money lenders, and how to avoid a 'bad loan'. Myth 1. You need a perfect credit score to be accepted Many people use private lenders because they cannot get their loan applications approved by banks…
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January 25, 2023

How to choose between a credit card or a personal loan

What’s the difference between a credit card and a personal loan? Here, the MoneyShop lending experts share everything you need to know.
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December 16, 2022

Want a vacation? Here’s why you should consider a rapid travel loan

Has the pandemic been holding you back over the past few years? Or have you been eyeing up the holiday season for the trip of a lifetime? Either way, having enough funds to enjoy your holiday to the fullest is a must. The great news is that you can! If you don't have enough money…
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December 6, 2022

How fast cash loans can improve your finances in NZ

Whatever the circumstance, fast cash loans are a way to get money when needed. If you repay these loans properly and only use them sparingly, you can actually use unsecured online loans to help improve your finances in the long run, too. Here’s what you need to know.
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