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Unsecured Personal Loans in NZ: How They Work, Rates, and How to Compare
Unsecured personal loans in NZ don’t require collateral, so lenders price the higher risk through interest rates and fees. Compare offers by the Total Cost of Credit (interest plus fees like establishment charges) and whether the rate is fixed or variable; tools such as Sorted.org.nz’s calculator can help. Eligibility hinges on credit history, income/affordability, and…
February 10, 2026
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November 21, 2022
Do multiple loan applications affect your credit score in NZ?
When applying for financial loans, it can be tempting to try to find the best bang for your buck and apply to lots of different companies. However, making a large amount of cash loan applications at once can damage your credit score. Here's how to make sure you keep your credit score high!
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September 28, 2022
WIN: FREE Cash Every Weekday With Flava’s Fun Money! Brought to you by MoneyShop
(Article originally posted on Flava) We've got your chance to score some FREE cash with Flava's Fun Money! What's the catch? All you've gotta do is have fun with it. You're not allowed to be all "adulty" and do "adult" things with it. So, that's a no to petrol, rent, and grocery money, and a big…
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September 28, 2022
Different Kinds of Loans Explained
When financing things in all aspects of your life, like significant purchases, starting a business, or covering unexpected expenses, personal loans can be a great option. Whether you're looking to make a big purchase or need extra support, read on to learn more about the different types of loans and which type would be best…
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