The friendly face of finance
Find out why thousands of Kiwis have trusted MoneyShop for personal loans
Fast and easy NZ loans between $200 - $20,000
- Competitive rates
- The most trustworthy online loans in NZ
- Money in as few as two hours
Good, Honest NZ Loans
MoneyShop’s good, honest, and fast loans are here to help you, no matter what life brings. Whether you’re looking for a unsecured loan car loan debt consolidation loan or something to help you finance a special event, like a wedding loan, MoneyShop can help. Our friendly staff and live support will be with you every step of the way.
Want to get a rough idea of what your repayment amounts could be? Try our handy personal loan calculator. Don’t worry—it’s private and won’t affect your application.
Applying with MoneyShop is 2 easy
2 minutes to apply, money in your account in as few as 2 hours
Apply in 2 minutes
Tell us a bit about yourself in our easy online application process, and why you need a loan.
Competitive rates
Get an affordable loan with a term repayment schedule that suits you.
Money in 2 hours!
Quick loan approval and money in your account in two hours. It’s as easy as that.
Choose the right loan for you
Everything from cash loans to debt consolidation loans
Car Loans
Need a new car, or want to upgrade your old one? Get the green light from the team here at MoneyShop.
Emergency Loans
From hospital charges to visiting loved ones overseas at short notice, our loans are here to ease the stress.
Debt Consolidation
We can help you take control. Consolidate all your debt into one easy-to-manage loan with one fixed rate.
Holiday Loans​
Needing a break, or want to visit relatives? MoneyShop will have you packed, ready-to-go and off in no time!
Wedding Loans
Get that fairytale wedding you’ve dreamed of, and enjoy your big day to the fullest. Apply for a quick and easy loan with us today!
Unsecured Loans
We understand that little things can spring up from out of nowhere. Need cash fast? We can help.
Here to give you a helping hand
Our friendly team are here to help you throughout the entire lending process.
The APR for an average loan of $3200 over 18 months with an interest rate of 29.95% (which includes all setup fees, our Payment Protection Plan and third party charges) is 36.5%. These charges are variable and dependent upon the amount, term of loan and costs incurred. Example 1 – Representative example of a secured loan where the amount borrowed is $3000: Interest Rate is 29.95%, If the repayment time is 103 weeks then installments would be due weekly at $50 with a final payment of $23.80. Example 2 – Representative example of an unsecured loan where the amount borrowed is $1500: Interest Rate is 29.95%, If the repayment time is 63 weeks then installments would be due weekly at $40 with a final payment of $8.81. Maximum APR 42% | Minimum Repayment Time 3 Months | Maximum Repayment Time 3 Years