Getting Started
For the application process you will need to provide
- Two forms of ID from the following list (one of which must include a photo)
- 18+ Card
- Driver’s Licence
- Birth Certificate
- Passport
- Credit/EFTPOS card
- Access to internet banking or 3 months of bank transaction history (showing your income and expenses
- Three recent pay slips from current work place or proof of income
- Proof of address/tenancy agreement
Missing a document? don’t worry, get in contact with us and we will see what we can do
Currently loans are being processed
Monday to Friday 8:30am to 5:00pm
Saturday 8:00am to 3:00pm
Online applications processed 24/7
Outside these hours your loan will not be processed until the next business day, but we will try our best to get in touch as soon as we can
Here to give you a helping hand
Our friendly team are here to help you throughout the entire lending process.
The APR for an average loan of $3200 over 18 months with an interest rate of 29.95% (which includes all setup fees, our Payment Protection Plan and third party charges) is 36.5%. These charges are variable and dependent upon the amount, term of loan and costs incurred. Example 1 – Representative example of a secured loan where the amount borrowed is $3000: Interest Rate is 29.95%, If the repayment time is 103 weeks then installments would be due weekly at $50 with a final payment of $23.80. Example 2 – Representative example of an unsecured loan where the amount borrowed is $1500: Interest Rate is 29.95%, If the repayment time is 63 weeks then installments would be due weekly at $40 with a final payment of $8.81. Maximum APR 42% | Minimum Repayment Time 3 Months | Maximum Repayment Time 3 Years