Getting Started

For the application process you will need to provide

Two forms of ID from the following list (one of which must include a photo)
- 18+ Card
- Driver’s Licence
- Birth Certificate
- Passport
- Credit/EFTPOS card
Access to internet banking or 3 months of bank transaction history (showing your income and expenses
Three recent pay slips from current work place or proof of income
Proof of address/tenancy agreement

Missing a document? don’t worry, get in contact with us and we will see what we can do

Currently loans are being processed

Monday to Friday 8:30am to 5:00pm

Saturday 8:00am to 3:00pm

Online applications accepted 24/7

Outside these hours your loan will not be processed until the next business day, but we will try our best to get in touch as soon as we can

Here to give you a helping hand

Our friendly team are here to help you throughout the entire lending process.

Call us on 0800 66 66 39

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Information about lending

The APR for an average loan of $3000 over 18 months with an interest rate of 29.95% (which includes all setup fees our Payment Protection Plan and third party charges) is 35.9 %. These charges are variable and dependent upon the amount, term of the loan and costs incurred. Example 1 – representative example of a loan where the amount borrowed is $3000 with our payment protection plan: interest rate is 29.95%. If the repayment time is 78 weeks then the instalment would be due weekly at $58.87 with a final payment of $58.72 Example 2 – Representative example of a loan where the amount borrowed is $1500 with our payment protection plan: interest rate is 29.95%, if the repayment time is 52 weeks then the instalments would be weekly at $44.83 with a final payment of $44.77. APR 56.7 %. Minimum Prepayment Time 3 Months / Maximum Repayment Time 3 Years. *Loan applications are subject to responsible lending checks.