Get a holiday loan and enjoy your travels to the fullest
A holiday loan lets you take the break you need when you need it. If you want a relaxing holiday but lack the funds, our travel loan lets you take the pressure off and enjoy your trip completely. With a vacation loan, you can:
Get ready to fly
A holiday loan or travel loan could be just what you need to help you finance your trip conveniently! Vacation loans can help pay for your trip’s costs, including travel, accommodation, food, and more. Don’t let finances stand in the way of enjoying life—with a travel loan from MoneyShop, you can take the break you need now, and pay it off later. Start planning your dream trip by using our holiday loan calculator.
Why choose MoneyShop for your Holiday Loan
Here at MoneyShop, we aim to give you the best loan for your upcoming holiday. Applying for our travel loan online is the quickest and easiest way to get approval. Take off with our three-step loan application process.
Holiday Loan FAQ's
A travel loan, (a.k.a., a vacation loan or holiday loan) is simply a type of personal loan that is used for travel purposes. You can use it to finance a range of expenses to help you cover the costs of your holiday, for example:
- Rental cars
- New travel accessories
Most holiday loans fall within personal loan services and are just like other personal loans. At MoneyShop, the amount you borrow can be as little as $200 and as much as $20,000.
Repayment terms vary by lender. For example, we offer a flexible repayment period, so you have the freedom to pay off your loan in a timeframe that works for you.
Everyone needs a holiday occasionally but saving up for one can be difficult. There are different ways to finance a vacation, such as:
- Through personal savings
- Taking out a vacation loan
- Pay for the holiday using a credit card
- Borrow from friends and family
- Increase your mortgage or withdraw any surplus from it
Vacation loans are one way to finance a holiday without the stress of a limited budget. However, a vacation loan is not the right choice for everyone. For example, if you take out a loan, keep in mind that you will need to pay interest on it as well, meaning the overall cost of the trip will amount to more than it would without a loan.
Another thing to be aware of is that falling behind on loan payments could negatively impact your credit score.
That said, a loan can be the best option if:
- You need to take a sudden trip: For example, if you face a sudden business trip or emergency travel.
- You’re taking a once-in-a-lifetime trip: and you want to travel stress-free. Without sufficient funds, going on holiday can be stressful and may mean that you miss out on unique experiences.
- You can confidently make on-time repayments.
It depends! Give us a call on 0800 66 66 39 and we can do a credit check to see if we can help.
Here at MoneyShop, we are all about providing our customers with quick and easy solutions. It only takes minutes to apply for a holiday loan online and your application will be in the hands of our staff ASAP.
It’s simple, really! All you need to do is complete our online application form to apply for a vacation loan. It only takes a couple of minutes! Your application will be reviewed by one of our team ASAP and we will send you a response as fast as we can. Once your application is accepted, the money is deposited in your bank account! It couldn’t be easier.