Get a beneficiary loan to help you through!
Are you on a benefit and need a cash loan for an unexpected expense? MoneyShop has got you covered.
- Competitive rates
- The most trustworthy online loans in NZ
- Quick and easy application process
Getting a loan on a Benefit
If you are on a government benefit, it can be tough to secure a loan from the bank. The other option is a payday lender, but these come with huge interest rates that can leave you much worse off in the long run.
At MoneyShop, we assess customers on an individual basis and provided you meet all of our standard lending requirements we may be able to provide you with a loan. All loans will be subject to responsible lending enquiries and checks.
If you are on a benefit and need a loan talk to our friendly team today! We have been lending in New Zealand for over 30 years. We are completely transparent about our rates and will ensure your repayment plan is affordable and straightforward.
Why choose MoneyShop for your Beneficiary Loan?
Apply online
Complete our simple online loan application form. It only takes a couple of minutes *
Competitive rates
Your application will be reviewed by one of our team ASAP, and we will send you a response as fast as we can. In some cases, this may be the next business day.
Get Paid
Once your application is accepted, the money is deposited in your bank account! It couldn’t be easier.
* Loan applications are subject to responsible lending checks
What Can Beneficiary Loans Be Used For?
Here at MoneyShop, we aim to approve your application and get you access to your finances as fast as possible. Thanks to our online Beneficiary Loan application process, you can apply any time, any day.
Emergency loans
We understand that life can get tough and sometimes you need a helping hand. Whether you need some cash for car maintenance, medical costs, or other emergencies, we have lending options to suit your needs.
When you need a hand
At MoneyShop, we pride ourselves on our prompt, friendly service. We take the stress out of getting a personal loan so you can get the cash you need fast. Apply for a fast beneficiary loan online today or visit a MoneyShop branch near you!
Get Your Small Cash Loan In NZ Today!
At MoneyShop, we pride ourselves on our prompt, friendly service. We take the stress out of getting a personal loan so you can get the cash you need fast. Apply for a fast beneficiary loan online today or visit a MoneyShop branch near you!
Beneficiary Loan FAQ
How much can I apply to borrow?
How long does it take to arrange a loan?
What is the loan interest rate?
What are the repayment terms?
Do you loan to people on a benefit?
Do you loan to people with bad credit?
How old do you have to be to get a loan?
What are my payment options?
See “Repay A Loan” in our Resources section for more information.
What can I use as security for my loan?
We lend on cars and property. There must be no money owing on your security. If a balance remains, we can sometimes pay this out and build the cost into your personal loan.
What if I don't have security for the loan?
Can I refinance my loan?
Can I settle my loan early?
Any more questions?
Please contact us to discuss here
