Get a car loan and buy your first set of wheels today
Perfect for first-time buyers and those in need of car repairs or upgrades, we help you get on the road quickly with affordable car loans that can be:
- Competitive rates
- The most trustworthy online loans in NZ
- Quick and easy application process *
* Loan applications are subject to responsible lending checks
Get the green light
Each of our online car loans is tailored to you and your needs. Whether you’re looking to buy your first car, or upgrade from a used vehicle to a new one, our online car loans can help you get behind the wheel.
Online car loans in NZ have never been easier. Don’t guess at your budget! With MoneyShops’ handy car loan calculator , you can see how long it will take to repay your loan, and how much the repayment amounts will be before you apply.
Here at MoneyShop, we believe in fast, easy, and ethical loans, and our loan application process reflect that! If you’re ready to hit the road, apply online for reliable car finance now!
Why choose MoneyShop for your Car Loan
Here at MoneyShop, we aim to approve your application and get you access to your finances as fast as possible. Thanks to our car loan online application process, you can apply quickly any time, any day.
Apply online
Complete our simple online loan application form. It only takes a couple of minutes *
Competitive rates
Refinance existing car loans that you may have taken out with a dealership, as you might find that our rates or fee structures are better, or that your loan term needs to be altered.
Loans for repairs
We offer car repair loans for vehicles that need work done so you can get back on the road.
* Loan applications are subject to responsible lending checks
Types of car loans
Car loans may or may not involve security, and this can change the terms of the agreement. If you have any questions or concerns, feel free to contact us, and we’ll be happy to help.
Unsecured car loans
An unsecured loan doesn’t require any security; property which can be repossessed if the loan defaults. Here at Money Shop, we offer options for unsecured personal loans, so if you don’t want to use the car you’re borrowing for as security, we can help.
Secured car loans
Most car loans use the car itself as collateral, which means the car can be sold to pay off the loan if it defaults. In some cases, this can benefit you, as it can alter the fee structure of the loan
Lets get you behind the wheel
MoneyShop provides a lending service, under which individuals seek loans to be funded by investors. Each individual is assessed by MoneyShop, making sure they comply with our lending standards.
Car Loan FAQ's
What is the minimum age requirement to get a car loan in NZ?
Once they’ve got their learners at 16, teenagers are excited to get behind the wheel of their own car, but they’ll have to wait, as the minimum age requirement for a car loan with Moneyshop is 20-years-old.
Can I get a loan for a used car?
Yes. We provide loans for whatever you need! Our car loans can pay for both new and used cars. If your ‘new’ used car ends up revealing some flaws, we offer car repair loans to get you back on the road.
How much can I borrow for a car loan?
You can receive anywhere between $200 – $20,000. To help work out what you can afford to borrow, our loan calculator can show your estimated repayments depending on loan amount and terms. No need to guess your budget – you’re getting what you can afford.
Can I refinance my car loan?
If you find out that our rates or fee structures are better than your existing car loan’s, you may want to refinance. MoneyShop builds trusting relationships with their customers, and in most situations will refinance your car loan. If you have good credit and affordability, and consistent repayment history, we can discuss refinancing.
Is a car loan manageable in the long run?
Is a car loan manageable in the long run? Loans provide long-term financial commitment but are much easier to manage than saving enough for up-front payment. Establishing how much you can afford to borrow and afford to repay, can provide extra financial security while you pay off your car.
Is a secured or unsecured car loan better for me?
This can vary depending on your particular circumstances. All MoneyShop Loans must be secured if they are over $5000.
Why should I get my car loan from MoneyShop?
MoneyShop is all about providing our customers with quick and easy solutions! We look out for our customers, so we’re flexible with our loan terms. Our terms range from 3 months – 3 years. It only takes
Any more questions?
Our friendly team are here to help you throughout the entire lending process. Call us on 0800 66 66 39 or get in contact with us here
