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Frequently Asked Questions

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If you have all of the required documents to support your loan application, we can process a loan in less than two hours.
Our interest rate varies. It is dependent on a number of factors, such as the security offered for the loan and the duration of the loan. Once determined, the interest rate is fixed for the term of the loan.
Our repayment period is from three months to a maximum of 36 months, from $30 per week.
Yes, normal lending criteria applies.
It depends, give us a call and we can do a credit check to see if we can help.
You must be at least 18 years of age to apply for any form of credit or finance.

See “Repay A Loan” in our Resources section for more information.

We lend on cars and property. There must be no money owing on your security. If a balance remains, we can sometimes pay this out and build the cost into your personal loan.

If you are unable to provide security, it may be that your situation allows us to lend you an unsecured loan up to the value of $1500. 

Yes we can refinance your loan if you have a good repayment history with us, clear credit and affordability.
Yes, but please note there may be an early repayment fee.

Our Investors Hub details peer-to-peer pending lending investing opportunities in New Zealand with MoneyShop. Visit the Investors Hub to find out all the details.

Any more questions?

Please contact us to discuss here