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Digital Lending: The benefits of borrowing online
Digital technology has revolutionised various aspects of our lives, including how we borrow money; it’s no surprise to see ‘digital lending’ become the new buzzword
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Questions to Ask Before Getting a Personal Loan
Personal loans have become a standard financial tool to help individuals meet their needs or accomplish their long-term goals. However, before diving into personal loans,
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Five mistakes to avoid when applying for a loan
A personal loan can be a valuable tool for managing your finances and getting support when you need it. However, if you are considering applying
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Top four reasons why Kiwis use personal loans
In New Zealand, fast online personal loans are a popular financial tool for Kiwis to access the funds they need, when they need them. Personal
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Teenagers and money: How to prepare your teens for the real world of loans, taxes, and debt
Educating your children about money is essential in preparing them for adulthood. This means you need to help them learn how to perform basic financial
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Busting Three Big Private Lender Myths
Private money lenders have consistently received bad reputations. Here, our MoneyShop private lender experts discuss the common issues associated with money lenders, and how to
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Our friendly team are here to help you throughout the entire lending process.
The APR for an average loan of $3200 over 18 months with an interest rate of 29.95% (which includes all setup fees, our Payment Protection Plan and third party charges) is 36.5%. These charges are variable and dependent upon the amount, term of loan and costs incurred. Example 1 – Representative example of a secured loan where the amount borrowed is $3000: Interest Rate is 29.95%, If the repayment time is 103 weeks then installments would be due weekly at $50 with a final payment of $23.80. Example 2 – Representative example of an unsecured loan where the amount borrowed is $1500: Interest Rate is 29.95%, If the repayment time is 63 weeks then installments would be due weekly at $40 with a final payment of $8.81. Maximum APR 42% | Minimum Repayment Time 3 Months | Maximum Repayment Time 3 Years