WIN: FREE Cash Every Weekday With Flava’s Fun Money! Brought to you by MoneyShop

September 28, 2022

(Article originally posted on Flava)

We’ve got your chance to score some FREE cash with Flava’s Fun Money! What’s the catch? All you’ve gotta do is have fun with it.

You’re not allowed to be all “adulty” and do “adult” things with it. So, that’s a no to petrol, rent, and grocery money, and a big fat YES to booking a holiday, buying the new PS5, or shouting ya mates.

Register here on flava’s website and tell us what sort of fun you’d have with a wallet top-up to be in to win.

Then keep your phone close at 8am, 12pm and 5pm every weekday in case we call! ??

All thanks to Money Shop! Money Shop’s good, honest, and fast loans are here to help you, no matter what life brings. Whether you’re looking for an unsecured loan, car loan, debt consolidation loan or something to help you finance a special event, like a wedding loan, MoneyShop can help.

Their friendly staff and live support will be with you every step of the way. Applying is easy, it takes two minutes, and the money will be in your account in as few as two hours.

Need a Private Lender You Can Trust?

Apply online now at moneyshop.co.nz

*MoneyShop loans are subject to responsible lending checks and standard approval criteria. Interest rates and fees vary based on your loan type and amount. For full details, please see our Privacy Policy, Terms & Conditions, and Costs of Borrowing page.

This information is general in nature and isn’t financial or professional advice. MoneyShop does not guarantee the accuracy or completeness of this content, and we recommend seeking personalised advice before making financial decisions

Our costs and terms

Loan amount

Borrow between $200 and $20,000, depending on your situation. Example: $3,000 over 78 weeks = $58.87/week.

Loan terms

Choose a term from 3 months to 3 years. Repay weekly. We’ll show your full schedule upfront.

Interest rate

The interest rates are 29.95% for loans with security or refinanced from existing loans, new unsecured loans are also 29.95%. The rate is fixed for the whole of the contract. Interest charges are calculated by multiplying the unpaid balance at the end of the day by a daily interest rate. The daily interest rate is calculated by dividing the annual interest rate by 365. Interest is charged when instalments fall due.

Default interest rate

MoneyShop doesn’t charge default interest. If your account falls behind, a $1 daily arrears fee may apply until things are back on track. Reversed payments incur a $5 fee, and missed‑payment contact may involve a letter fee (up to $50), a $5 phone fee, or an $80 + GST home‑visit fee. Any third‑party recovery costs are passed on at cost.

Establishment fees

One-time setup fee based on loan size:

Fee	Cost
$200 to $499	$65.00
$500 to $800	$160.00
$800 to $5,000 for three years or less	$300.00
$800 to $5,000 for three years or less	$300.00
$5,000 to $15,000 for three years or less	$310.00
Over $15,000 for more than three years	$455.00

Some loan setup costs come from third parties — such as credit checks, PPSR searches, and security‑registration fees — and these are passed on at cost. Your account also has a daily administration charge of 55c while it’s open. We send statements every six months, and extra statements are free by email or $5 if printed. If you repay your loan early, an administration fee of $50 (averaged) may apply, along with any third‑party deregistration costs.

Rate type

Your rate stays the same for the whole loan. No surprises. No hidden fees.

Repayment frequency

Pay weekly. Example: $1,500 over 52 weeks = $44.83/week.

Example: Borrowing $3,000 over 78 weeks

Weekly repayment: $58.87
Total repayments: $4,592.86
Includes: Interest, $300 establishment fee, $0.55/day admin fee
Does not include: Any optional or default-related fees

This example assumes a fixed interest rate of 29.95% p.a., no missed payments, and no early repayment. Actual costs may vary depending on your loan amount, term, and repayment history.

Want to check your rate with our personal loan calculator?

Learn more about loan costs, interest rates, and fees on our Cost of Borrowing page.