Blog
Taking Control
Teenagers and money: How to prepare your teens for the real world of loans, taxes, and debt
Educating your children about money is essential in preparing them for adulthood. This means you need to help them learn how to perform basic financial
Taking Control
Busting Three Big Private Lender Myths
Private money lenders have consistently received bad reputations. Here, our MoneyShop private lender experts discuss the common issues associated with money lenders, and how to
Lifestyle
Simple budgeting tips for managing your money in 2023
A budget is critical to understanding where your money is going each month to help you live a stress-free life and setting yourself up financially
Taking Control
How to choose between a credit card or a personal loan
What’s the difference between a credit card and a personal loan? Here, the MoneyShop lending experts share everything you need to know.
Lifestyle
Want a vacation? Here’s why you should consider a rapid travel loan
Has the pandemic been holding you back over the past few years? Or have you been eyeing up the holiday season for the trip of
Taking Control
How fast cash loans can improve your finances in NZ
Whatever the circumstance, fast cash loans are a way to get money when needed. If you repay these loans properly and only use them sparingly, you can actually use unsecured online loans to help improve your finances in the long run, too. Here’s what you need to know.
Here to give you a helping hand
Our friendly team are here to help you throughout the entire lending process.
The APR for an average loan of $3200 over 18 months with an interest rate of 29.95% (which includes all setup fees, our Payment Protection Plan and third party charges) is 36.5%. These charges are variable and dependent upon the amount, term of loan and costs incurred. Example 1 – Representative example of a secured loan where the amount borrowed is $3000: Interest Rate is 29.95%, If the repayment time is 103 weeks then installments would be due weekly at $50 with a final payment of $23.80. Example 2 – Representative example of an unsecured loan where the amount borrowed is $1500: Interest Rate is 29.95%, If the repayment time is 63 weeks then installments would be due weekly at $40 with a final payment of $8.81. Maximum APR 42% | Minimum Repayment Time 3 Months | Maximum Repayment Time 3 Years