Lets help you get through the holiday period!
MoneyShop provides a lending service, under which individuals seek loans to be funded by investors. Each individual is assessed by MoneyShop, making sure they comply with our lending standards.
Get a Christmas loan with MoneyShop today!
Take the stress out of Christmas with a Personal Loan from MoneyShop. Simply apply online, visit us in branch or call us to get your quick and easy application started.
The Christmas period is always expensive, so whether your loan is for Christmas gifts, party expenses, day trips, holidays, flights or food – MoneyShop can help.
- Competitive rates
- The most trustworthy online loans in NZ
- Money in as few as two hours
Have a merry Christmas with MoneyShop!
Each of our online or in branch personal loans is tailored to you and your needs. If you are looking for some help to get through the Christmas period, look no further than MoneyShop!
Online Christmas loans in NZ have never been easier. Don’t guess at your budget! With MoneyShops’ handy Christmas loan calculator , you can see how long it will take to repay your loan, and how much the repayment amounts will be before you apply.
Here at MoneyShop, we believe in fast, easy, and ethical loans, and our loan application process reflect that! If you’re ready to get started, apply online for a reliable Christmas loan now!
Why choose MoneyShop for your Christmas Loan
Here at MoneyShop, we aim to approve your application and get you access to your finances as fast as possible. Thanks to our Christmas loan online application process, you can apply quickly any time, any day.
Apply online
Complete our simple online loan application form. It only takes a couple of minutes!
Competitive rates
With MoneyShop you can relax knowing our reliable loans will be tailored for you with a competitive interest rate! Find out why Kiwis have chosen MoneyShop for over 29 years.
Loans for Christmas
We offer Christmas loans so you can take the stress out of the holiday period and focus on what matters.
Christmas Loan FAQ
What is the minimum age requirement to get a Christmas loan in NZ?
You must be at least 18 years old to apply for a Christmas loan with MoneyShop
What can a Christmas loan be used for?
We provide Christmas loans for whatever you need! Our Christmas loans can pay for gifts, holidays or any Christmas cost you may have during the holiday season!
How much can I borrow for a Christmas loan?
You can receive anywhere between $200 – $20,000. To help work out what you can afford to borrow, our handy loan calculator can show your estimated repayments depending on loan amount and terms. No need to guess your budget – you’re getting what you can afford.
Can I refinance my Christmas loan?
If you find out that our rates or fee structures are better than your existing loan’s, you may want to refinance. MoneyShop builds trusting relationships with their customers, and in most situations will refinance your loan. If you have good credit and affordability, and consistent repayment history, we can discuss refinancing.
Is a Christmas loan manageable in the long run?
Is a Christmas loan manageable in the long run? Loans provide long-term financial commitment but are much easier to manage than saving enough for up-front payment. Establishing how much you can afford to borrow and afford to repay, can provide extra financial security while you pay off your Christmas loan.
Is a secured or unsecured Christmas loan better for me?
This can vary depending on your particular circumstances. All MoneyShop Loans must be secured if they are over $5000.
Why should I get my Christmas loan from MoneyShop?
MoneyShop is all about providing our customers with quick and easy solutions! We look out for our customers, so we’re flexible with our loan terms. Our terms range from 3 months – 3 years. It only takes a few minutes to apply!
Any more questions?
Our friendly team are here to help you throughout the entire lending process. Call us on 0800 66 66 39 or get in contact with us here
Here to give you a helping hand
Our friendly team are here to help you throughout the entire lending process.
Loan applications are subject to responsible lending checks. The APR for an average loan of $3200 over 18 months with an interest rate of 29.95% (which includes all setup fees, our Payment Protection Plan and third party charges) is 36.5%. These charges are variable and dependent upon the amount, term of loan and costs incurred. Example 1 – Representative example of a secured loan where the amount borrowed is $3000: Interest Rate is 29.95%, If the repayment time is 103 weeks then installments would be due weekly at $50 with a final payment of $23.80. Example 2 – Representative example of an unsecured loan where the amount borrowed is $1500: Interest Rate is 29.95%, If the repayment time is 63 weeks then installments would be due weekly at $40 with a final payment of $8.81. Maximum APR 42% | Minimum Repayment Time 3 Months | Maximum Repayment Time 3 Years