Online Loans / Personal Loans / Christmas Loans

Get a Christmas loan with MoneyShop today!

Take the stress out of Christmas with a Personal Loan from MoneyShop. Simply apply online, visit us in branch or call us to get your quick and easy application started. The Christmas period is always expensive, so whether your loan is for Christmas gifts, party expenses, day trips, holidays, flights or food – MoneyShop can help.
Combined Shape

Have a merry Christmas with MoneyShop!

Each of our online or in branch personal loans is tailored to you and your needs. If you are looking for some help to get through the Christmas period, look no further than MoneyShop!

Online Christmas loans in NZ have never been easier. Don’t guess at your budget! With MoneyShops’ handy Christmas loan calculator , you can see how long it will take to repay your loan, and how much the repayment amounts will be before you apply.

Here at MoneyShop, we believe in fast, easy, and ethical loans, and our loan application process reflect that! If you’re ready to get started, apply online for a reliable Christmas loan now!

How much do you need?
Amount $2000
Term 26 weeks
26 Payments
52 Payments
$100.63 per week
Loan Details

Why choose MoneyShop for your Christmas Loan

Here at MoneyShop, we aim to approve your application and get you access to your finances as fast as possible. Thanks to our Christmas loan online application process, you can apply quickly any time, any day.

Apply online

Complete our simple online loan application form. It only takes a couple of minutes!

Competitive rates

With MoneyShop you can relax knowing our reliable loans will be tailored for you with a competitive interest rate! Find out why Kiwis have chosen MoneyShop for over 29 years.

Loans for Christmas

We offer Christmas loans so you can take the stress out of the holiday period and focus on what matters.

Lets help you get through the holiday period!

MoneyShop provides a lending service, under which individuals seek loans to be funded by investors. Each individual is assessed by MoneyShop, making sure they comply with our lending standards.

Christmas Loan FAQ

You must be at least 18 years old to apply for a Christmas loan with MoneyShop

We provide Christmas loans for whatever you need! Our Christmas loans can pay for gifts, holidays or any Christmas cost you may have during the holiday season!

You can receive anywhere between $200 – $20,000. To help work out what you can afford to borrow, our handy loan calculator can show your estimated repayments depending on loan amount and terms. No need to guess your budget – you’re getting what you can afford.

If you find out that our rates or fee structures are better than your existing loan’s, you may want to refinance. MoneyShop builds trusting relationships with their customers, and in most situations will refinance your loan. If you have good credit and affordability, and consistent repayment history, we can discuss refinancing.

Is a Christmas loan manageable in the long run? Loans provide long-term financial commitment but are much easier to manage than saving enough for up-front payment. Establishing how much you can afford to borrow and afford to repay, can provide extra financial security while you pay off your Christmas loan.

This can vary depending on your particular circumstances. All MoneyShop Loans must be secured if they are over $5000.

MoneyShop is all about providing our customers with quick and easy solutions! We look out for our customers, so we’re flexible with our loan terms. Our terms range from 3 months – 3 years. It only takes a few minutes to apply!

Any more questions?

Our friendly team are here to help you throughout the entire lending process. Call us on 0800 66 66 39 or get in contact with us here