Investor F.A.Q
When can I get my investment back?
Your investment is for the length of the loan. It will take approx. 18 months for the return of capital.
Is my rate fixed?
Yes for the term of the loan.
Can you accept a deposit without meeting the FMCA requirements?
Moneyshop can only accept deposits from qualifying wholesale investors , under the FMCA, who have a net worth in excess of $5million or who invest $750,000 or more.
Is MoneyShop Group Limited a Peer to Peer lender?
MoneyShop provides a peer-to-peer lending service. Moneyshop is not a licenced peer-to-peer lender under the Financial Markets Conduct Act 2013 Act.
Is my money safe?
The investor will receive interest and capital on a monthly basis regardless of whether the borrower pays MoneyShop. Investors are encouraged to take independent financial advice.
When will I receive interest and capital on my investment?
Interest and capital on all loans is paid monthly in arrears. Investors have the option of reinvesting interest or having it paid out to their nominated bank account on a weekly basis.
Any more questions?
Please contact us to discuss here
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If you would like to discuss investment opportunities with MoneyShop Group Limited, please complete our enquiry form
The APR for an average loan of $3200 over 18 months with an interest rate of 29.95% (which includes all setup fees, our Payment Protection Plan and third party charges) is 36.5%. These charges are variable and dependent upon the amount, term of loan and costs incurred. Example 1 – Representative example of a secured loan where the amount borrowed is $3000: Interest Rate is 29.95%, If the repayment time is 103 weeks then installments would be due weekly at $50 with a final payment of $23.80. Example 2 – Representative example of an unsecured loan where the amount borrowed is $1500: Interest Rate is 29.95%, If the repayment time is 63 weeks then installments would be due weekly at $40 with a final payment of $8.81. Maximum APR 42% | Minimum Repayment Time 3 Months | Maximum Repayment Time 3 Years